Loan Origination Solution automates end-to-end loan origination processes and provides an integral view of customer information. The solution enables stakeholders to track the progress of a loan application throughout its lifecycle.

Loan Origination Solution streamlines the process and provides accurate, real-time information on customers, loans, collaterals and risk ratings by integrating with key systems in the lending space.

Solution, coupled with the Datamart, enables the bank to review performance of lending and credit operations using operational and analytical reports.


Loan Origination Process:

Prospecting: Using external/internal source of prospects, create campaigns, track call activity, and structure deals

Underwriting: Structure complex deals, evaluate, analyze and recommend. Real time on-demand interfaces help Credit Scoring, Financial Exposure computation, and Risk Rating assessment.

Decision: Record Approve/Decline decisions along with decision reasons and conditions. Enforce credit policies and underwriting guidelines through configurable Decision-Matrix.

Due Diligence: Request, Transmit, Track and Record Search & Appraisal requests.

Closing, Funding & Booking: Interface with funding system for Funding and Disbursement. Interface with Core Banking System for STP (Straight-Through Processing)